Tom is a 30 something year old human who is damn tired of being in debt. He’s checked a few ‘life milestone’ boxes: Air Force Veteran, University of Michigan Alum, Homeowner/Landlord. Debt-free citizen is the next title in his sights.

As you are likely aware – debt sucks. Establishing and sticking to a debt elimination plan is tough – especially when you’re doing it alone. Luckily, you’ve stumbled upon your very own debt elimination team!

Tom created the No Debt Bet Challenge because he’s passionate about helping others realize their unlimited potential by harnessing the powers of perspective & systematic incentive.